Dr. Martino Wibowo

He currently serves as a lecturer and head for the Doctoral study program in Management Sciences at Indonesia Open University. He holds a PhD from the National Institute of Development Administration, Thailand, along with degrees from reputable universities in Indonesia. Previously, he practiced at international financial institutions and taught at universities in Depok and Thailand. He was also a keynote speaker at international leadership and digital transformation events. Currently a researcher at IMFEA and financial assessor, his work focuses on financial management, risk, sustainability, SMEs, fintech, and economics. He is an active author and reviewer for reputable Scopus-indexed journals